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Iceland is a wonderful country and we had a fantastic time. Hilmar was attentive and helpfulI emailed him and even called him using the toll free telephone number several times before going to work in the morning from New York, and he answered all my questions patiently. The guesthouse experiences were great as were the tours. It was nice to meet some locals and learn more of the Icelandic culture through them. Everyone was very helpful and kind.
There was no part of the trip that we did not feel completely comfortable with through your help. We will certainly consider the Nordic Visitor group for all of our travels to the Nordic area.
We were pleasantly surprised with the quality of the guest houses. The suggestions for the route was excellent and Erla Sonja was very flexible in allowing us to make changes to our itinerary. The trip was well above our expectation and we've already recommended Nordic Visitor to 3 of our friends. We travel all over the world and this was by far the best self-drive vacation we've ever had. We felt like a good friend was taking care of us.
Our experience with Nordic Visitor was great. From the very first initial enquiry via your website, right through to the time we got out of the taxi at the airport to fly on to the next part of our trip, everything went smoothly and exactly to plan.
Hilmar was a delight to work with and it was really nice to have the same person from my first email all the way through to final documents and beyond. Our only regret was that he was in a meeting when we dropped into the office on our last day - so we didn't end up seeing him.
Having that personal touch is a real strength for Nordic Visitor and it made the process of being able to customise our itinerary so much easier.
We have already recommend your company to people who have asked about how we did our Iceland trip. We absolutely loved Iceland (as you can probably tell from our comments. Our lodgings often exceeded our expectations (we pre-selected a moderately-priced package) and the day tours recommended to us were all top-rate.
Alexandra was perfect in deciphering the type of experience we were looking for. Our trip was absolutely magical. We only wish we had more than nine days to experience all the grandeur that Iceland had to offer. The itinerary, lodgings and optional activities that Nordic Visitor put together on our behalf were all fabulous and contributed to one of our best vacations ever.
We feel fortunate that we connected with Nordic Visitor and cannot recommend its services highly enough. All of our hotels were much higher quality than we would have booked ourselves. They were wonderful and the breakfasts were fabulous.
The personnel were so friendly and often went out of their way to help.This trend will continue and grow in 2016 (and beyond), leading to significant changes in the presentation of mobile content and advertising. User-initiated videos will become mainstream, boasting enhanced performance metrics that provide advertisers with genuine insights into actual views and time spent on ads. Cross-platform video campaigns that leverage the unique strengths of each platform, and consider the implications that each has on the entire buying cycle, will be the Achilles heel of TV and the future of advertising.
In fact, the number of ad blocker users has exploded of late, with one-in-five UK adults implementing one. The smartphone is now our go-to device in the UK, the first thing we pick up in the morning and the last thing we look at before going to sleep. Marketers will need to ensure their campaigns are truly cross-screen, thinking mobile-first when approaching their business strategies. The investment in these new formats will be centered on native video, allowing text-based publishers to tap into fast growing video advertising budgets.
Viewability became a hot topic in 2015 for desktop video advertising.
We should expect to have profound impacts on mobile video advertising, changing the way advertisers allocate spend and price to actual user engagement. Mobile video has strong potential to drive engagement beyond the actual view, like app installs, and convert users down the funnel.
This will be powerful given the immersive nature of both of these formats, which will have a huge impact on mobile advertising landscape. What I mean by that is essentially retailers becoming agencies.
Retail brands have long been delving into the world of publishing by creating custom content for their sites around recipes or seasonal allergy guides. The next logical step is to become retail trading desks too. The point of sale and customer relationship management (CRM) data supermarket chains are constantly gathering is richer than anything any media agency or brand has access to.
This data runs both offline and online and brands desperate to better understand their customers would jump at the opportunity to access it. Some global retailers have already been experimenting with this approach, notably Amazon and Walmart, as well as others such as Coles in Australia, but 2016 will be the year the global retail sector really wakes up to the potential of the retail trading desk. The coming year will see major strides in the aggregation of data from disparate sources into a single view that can be used to drive holistic marketing strategies.
Marketers will continue to adopt data management platforms (DMPs) and increase their focus on unifying marketing and advertising data and messaging, resulting in the eventual merger of ad tech and martech. It will also mean increased collaboration and validated technological partnerships between mid-sized companies looking to make sure their individual solutions can work interoperably towards common marketing goals. The value of third-party data will be further scrutinised as marketers ask, how valuable is data that just about anyone can purchase.
And, with the rise of walled gardens, will second-party data become fragmented. To allow advertisers the best opportunity to engage with consumers, first-party data must still rule. One way we expect brands and agencies to make sure their digital campaigns hit home next year is via an increased focus on moment marketing. Campaigns can be synced to a wide range of events that are likely to impact consumer behaviour, for example a change in the weather, the score of a football match or the screening of a major TV ad campaign.
Everyday changes in the weather are also high on the list of moments that brands want to use to trigger digital campaigns. Other triggers we expect brands to utilise in 2016 include a change in pollution levels.
Also that means the money is now going to completely wrong pockets, arguably causing even more damage to the society. This is highly noticeable with video ads, where poorly managed optimization attempts are causing viewers to wait for several seconds and some times even more until the page fully loads or video content starts playing.
I expect to see substantial improvement in 2016 as video-centric platforms gain better technologies to enhance yield and delivery optimization. Alternatively, its the year of the video-native-social mobile.
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But joking aside, futurism is a big and fascinating business. This story is part of our ongoing Insider Conversations series that allows Premium subscribers to be a part of the conversation as our editors talk with innovators and entrepreneurs.
See the whole series here. If you are an Insider Premium subscriber, we'll send you an email announcing the next Insider Conversation.Real Madrid - Borussia Dortmund 2-1 1 4.
Tottenham Hotspur - APOEL 1-0 1 5. Porto - Monaco 3-1 GG 6.Java Programming - seriesblimremplacant.onlineinterException
Villarreal - Maccabi Tel Aviv 1-1 Under 2. Zorya - Athletic Club 1-0 Under 2. Real Sociedad - Zenit 1-2 2 5. Vardar - Rosenborg 0-1 2 6. Olympique Marseille - Salzburg 1-3 2 Make WWW. Sheffield United - Bristol City 2-1 Over 2. Stuttgart - Bayer Leverkusen 1-2 2 4. Dundee - Aberdeen 0-1 2 5. West Ham United - Chelsea 0-1 2 2. Tottenham Hotspur - Stoke City 1-0 1 3. PSG - Lille 3-1 1 4. Borussia Dortmund - Werder Bremen 2-1 1 5.
Real Madrid - Sevilla 3-1 1 6. Liverpool - Everton 2-1 1 2. Southampton - Arsenal 0-2 2 3. Manchester United - Manchester City 1-1 Under 2. Villarreal - Barcelona 1-3 2 5. Hibernian - Celtic 1-3 2 6. Manchester City - West Ham United 2-1 1 2. AFC Bournemouth - Southampton 1-2 GG 3. Aberdeen - Rangers 1-2 Over 2. Benevento - Milan 0-1 2 6. Getafe - Valencia 1-2 Over 2. Hellas Verona - Genoa 1-3 Over 2. Crotone - Udinese 1-0 Under 2.
Birmingham City - Wolverhampton Wanderers 1-2 2 5. Midtjylland - OB 3-1 1 6. On your Safaricom phone go the M-PESA menu 2. Select Lipa Na M-PESA and then select buy Goods and Services.Saudi Arabia, OPEC's biggest contributor, lowered its price to its largest customers in October 2014. It did not want to lose market share to U.
These two countries' rivalry stems from the conflict between the Sunni and Shiite branches of Islam. Iran promised to double its oil exports to 2. The nuclear peace treaty allowed Saudi Arabia's biggest rival to sell oil in 2016. Saudi Arabia correctly bet that lower prices would force many U. At first, shale producers found ways to keep the oil pumping. Thanks to increased U. But the strong dollar meant OPEC countries could remain profitable at lower oil prices.
At the same time, global demand grew slowly, from 92. Most of the increase was from China, which now consumes 12 percent of global oil production. But its economic reforms are slowing growth. In February 2016, Saudi Arabia, Russia, and Iran discussed a production freeze. That briefly put a floor under plummeting oil prices. But it didn't pan out because Iran and Russia refused to cut their production.
By then, the cheap sources of oil will have been exhausted, making it more expensive to extract oil. By 2026, the United States will become a net energy exporter. It has been an energy importer since 1953. Oil production will rise until 2030, when shale oil production will slow.
The EIA's forecasts all depend on 1) what happens with U. The predictions given here are for the EIA's most likely scenario. It based its prediction on skyrocketing demand from China and other emerging markets. It seems unlikely now that shale oil has become available. That didn't stop the EU from being the world's third-largest oil consumer.
As long as people have time to adjust, they will find ways to live with higher oil prices. Furthermore, 2020 is only three years away. Look how volatile prices have been in the last 10 years. It plummeted to a 13-year low in January, then doubled to current levels.
OPEC is counting on it. The OECD admits that high oil prices slow economic growth and lower demand for oil itself. High oil prices can result in "demand destruction. Demand destruction occurred after the 1979 oil shock. Oil prices steadily deteriorated for about six years.Sometimes, someone says something that turns out to be an incorrect prediction. In hindsight, however, the people who said these things may have had good reasons for thinking they were right. Jump to: navigation, searchSometimes, someone says something that turns out to be an incorrect prediction.
Lord Kelvin, allegedly speaking to the British Association for the Advancement of Science in 1900. The veracity of this attribution is disputed, and no contemporaneous documentation of the statement is known. Variation: No one will need more than 640 kilobytes of memory for a personal computer.
Attributed to Bill Gates, 1981. Gates has denied saying either variation, and no verifiable source is known. Duell, Comissioner of the US Patent Office, 1899. Although most commonly attributed to him, (it has also been attributed to anonymous US Patent Office employees of varying dates, as well as British ones), there is no evidence that Duell ever held this opinion, let alone stated it.
This proposal was tested in two studies examining predictions of personal spending. Consistent with the hypotheses, individuals induced to construe the prediction target at a higher level of abstraction generated more accurate predictions (Study 1) and the effect of increased construal level on prediction was attributable to a greater reliance on past experience (Studies 1 and 2). The findings indicate that high-level construal can sometimes benefit prediction accuracy.
Predictions spanning one year for British overseas and independent territories, the South Atlantic and Gibraltar are also available. Tournament PredictionsTournament Predictions: 2017 RSM ClassicWelcome to the Golf Digest Tournament Predictor. Lucius Riccio, a statistical contributor to Golf Digest for 30 years and one of the inventors of the USGA Slope System, has developed a model for predicting tournament outcomes.
Each week we'll run Riccio's forecast against Golf Digest writer Joel Beall's expert picks, offering analysis and advice in the process. Customize the prediction tool below to make your own selections and see how you stack up against the pros.
By Joel BeallNovember 14, 2017Amazingly, the fall season is already coming to a close. The eight-event campaign wraps up this week with the RSM Classic in Saint Simons Island, Georgia. At first glance, past editions of the tournament (formerly the McGladrey) tout winning scores hovering around 15 under. While that figure seemingly falls in line with other PGA Tour contests, Sea Island's Seaside coursewhere three of the four tournament rounds are heldweighs in as a par 70.Subsequent appeals, disqualifications and point deductions do not count.
In the event of the statutory number of games being changed or differing from those offered for betting purposes then all bets are void. Current and Next Game Odd or Even - In the event of a game starting but not being completed then all bets will be void. Current and Next Game Winning Margin - In the event of a game starting but not being completed then all bets will be void.
The below markets are based on a statutory number of games being played. In the event of any of the named players in a match changing before the match starts then all bets are void. In-Play Game Markets (Current and Next) - The specified game must be completed for bets to stand, unless the specific market outcome is already determined. In-Play Race to Markets - Bets are settled based on the first player to reach the nominated number of points in the relevant game.
In the event of neither player reaching the number of points required (because of abandonment) then bets on that market will be void. If the relevant game is not played then all race markets for that game will be void. In-Play Point Betting - Bets are offered for a player to win the nominated point. Total Point Betting markets are based on the statutory number of games being played.
In-Play Handicap Betting - Markets are based on the statutory number of games being played. Both players in a specified match-up must play 1 point in the tournament for bets to stand. If players progress to the same round of the tournament bets will be void. In the event of the first set not being completed bets will be void, unless the score has reached 6-6 in which case the market will be settled as Yes.
In the event of the match starting but not being completed all bets are void unless a tie-break has already occurred, or it is impossible for a tie-break to occur e.
In the event of match starting but not being completed all bets are void. Both 2-Way and 3-Way markets may be offered. Bets are void if the statutory number of sets are not completed, or are changed. In the event of a disqualification or retirement all bets will be void, unless settlement of the bet has already been determined.
Bets settled from official tournament statistics. The 1st Service Game must be completed in full for bets to stand. Name the first player to break serve in the match. If there is no break of serve in the match, bets will be settled as a push.
In-Play bets on 3, 4 and 5 Sets respectively are void as the outcome of the market cannot be unconditionally determined. The Handicap, Total Games In Match and Player Games markets are based on a statutory number of sets (see related Set Betting). In the event of the statutory number of sets being changed or differing from those offered for betting purposes then all bets are void. At the end of the match all of the games each individual player wins are totalled and the handicap applied to determine the handicap winner.
If a match is decided by a Match tie-break then the Match tie-break will be considered to be the 3rd set. Set Betting will be settled as 2-1 to the winner of the Match tie-break. International Premier Tennis LeagueMatch Tie Betting - Settlement will be based on the official result.
If the wrong player is indicated as (Svr), then any bets taken on Current or Next Game, Current or Next Game Score, Current or Next Game to Deuce, Point Betting or Next Game First Point will be void, regardless of the result.
In the event of the next scheduled game being a tie-break or Match tie-break all bets on that game will be void, with the exception of Next Game First Point. If any game includes the awarding of a penalty point(s) by the umpire, all bets on that game will stand. If the umpire awards a penalty game, or in the event of a game not being completed through player injury, all bets on that game will be void, with the exception of Game to Deuce if settlement has already been determined. Match must be completed for bets to stand.
In the event of a disqualification or retirement all bets will be void. In the event of a set starting but not being completed then all bets will be void unless settlement of bets is already determined.
If no next set played then bets on that set will be void.As a result I learned much and enjoyed the process greatly. I was particularly impressed with the instructor's choice of homework assignments, which fascinated me, and with the importance he placed in students writing clear, even elegant, Python code. This is my fifth course using Python at Statistics. Allan Leis is a seasoned professional, working in the field, and it was a luxury having him cast an experienced gaze on my rudimentary code.
It's the kind of thing that would never happen in a MOOC and shows the value of a course such as this. Within 2 weeks of taking this class, I was able to produce far more informative plots than I ever had before. I'm inspired to take more classes and learn as much as I can about this wonderful new world.
A friend recommended it several years ago, but I opted for free MOOCs instead, which haven't worked for me. The small size of the classes, the attention by the instructor, and the assignments bode well for learning. All in all - a great course.
It was perfect, much recommended to anybody wanting to understand the dynamics behind political microtargeting and how it can be applied to business. Many theoretical aspects that were known in the past have been empirically implemented with wonderful exercises of Mr. I have never had an online class before, and I have typically heard bad things about them, so I was shocked when I found out just how easy this course was to manuever.
I really liked the format - it allowed me to work at my own pace yet still check in with the teacher and the other students. A really great experience for my first online course. Both the instructor and the teaching assistant were approachable, helpful, and knowledgeable about the subject matter, and provided constructive feedback about discussion board posts and assignment submissions.
The textbook will be a valuable resource for future projects. He interacted meaningfully with students throughout the week. Was open to all questions and Displayed expertise of material. Would take another course with him. Iterative grading was helpful. Thank you so much Professors for this useful course. I very much liked XLMiner, it is indeed a very simple yet powerful toolI was really impressed with the clarity, knowledge, engagement level, and patience of the instructor.
His contribution in the forums made this the most useful online learning experience I've had (and I've tried a few different venues)I like the course very much and the material given to us was excellent. I enjoy very much learning about simulations and using Cristal ball software. Also this course has given me valuable information about how to approach a risk analysis, and the software model assistant is very interestingI found it challenging but also a rewarding experience.
After completing this course I am now more confident about undertaking statistical analysis. Since I started the Epidemiology Statistics class, I've had a much better understanding of the other staffs' concerns.
A very nice introduction to the subject. As someone without any real background in epidemiology, now moving into an area where I need it, this course was very helpful indeed. This course is a great review of some popular probability distributions and how to test their assumptions. Reviewing the sampling techniques and testing the assumed distributions will help me when I check data and perform regression models.
I appreciated the discussion board feedback as well as comments back on the homework assignments. Both of those things have helped me become a more efficient programmerDr. Pruim was an outstanding instructor, extremely knowledgeable, respectful and prompt. This course has given me a strong foundation for continued learningThis is really a fantastic course. The materials were well done and the exercises really helped me develop and apply the concepts.